Terms & Privacy Policy

FinhApp is specifically engineered to ensure the privacy and security of its users. It does not collect or retain any sensitive information. Messages sent through FinhApp are protected by end-to-end encryption, making them inaccessible to FinhApp or any other third party.

For a detailed understanding of FinhApp’s terms of service and privacy policy, please refer to the links provided below:

These documents will provide comprehensive information regarding the terms and conditions of using FinhApp and how your privacy is protected within the platform.

Terms of Service

By utilising or engaging with the applications, services, or website offered by FinhApp LLC., collectively referred to as “Services,” you acknowledge and consent to abide by our Terms of Service (“Terms”). FinhApp LLC. incorporates robust security measures and employs end-to-end encryption to safeguard the privacy and confidentiality of user communications and other provided services.

Account Registration

To establish an account, you must register for our Services by providing your name and phone number. During the registration procedure, you agree to receive verification codes via text messages from us or our third-party providers.

Minimum Age

To utilise our Services, you must be at least 13 years old. Nevertheless, it is important to note that the minimum age requirement to use our Services without parental approval may vary and could be higher in your country of residence.

Privacy of User Data

At FinhApp, we place a strong emphasis on protecting the privacy and security of your personal data. We want to assure you that we do not participate in the sale, rental, or any form of monetization of your personal data or content. Your information is treated with the utmost care and is not used for any such purposes.

Privacy of User Data

At FinhApp, we place a strong emphasis on protecting the privacy and security of your personal data. We want to assure you that we do not participate in the sale, rental, or any form of monetization of your personal data or content. Your information is treated with the utmost care and is not used for any such purposes.

(We strongly recommend that you take the time to thoroughly review our Privacy Policy to fully comprehend how we safeguard the information you provide when using our Services. By utilising our Services, you indicate your acceptance of our data practices as described in the Privacy Policy. This encompasses the transfer of your encrypted information and metadata in countries where we operate facilities, engage service providers, or collaborate with partners. For example, this may involve third-party providers sending you a verification code or handling your support tickets in accordance with applicable privacy regulations).


To ensure that you can benefit from new features and improved functionality, you agree to the downloading and installation of updates to our Services.

Fees and Taxes

To ensure that you can benefit from new features and improved functionality, you agree to the downloading and installation of updates to our Services.

Our Terms and Policies

Please ensure that you comply with our Terms and policies when utilising our Services. If your account is disabled due to a violation of our Terms, you are prohibited from creating another account unless you obtain explicit permission from us.

Legal and Acceptable Use

You are required to use our Services exclusively for lawful, authorised, and acceptable purposes. This entails abstaining from activities that violate the rights of FinhApp, our users, or any other individuals or entities, including but not limited to privacy, publicity, intellectual property, or other proprietary rights. Moreover, transmitting illegal or prohibited communications is strictly forbidden.

Harm to FinhApp

You are prohibited from accessing, using, modifying, distributing, transferring, or exploiting our Services in unauthorised ways that could cause harm to FinhApp, our Services, or systems. This includes unauthorised access to our Services or systems, disrupting the integrity or performance of our Services, creating accounts through unauthorised or automated means, collecting information about our users without authorization, and selling, renting, or charging for our Services without permission.

Keeping Your Account Secure

As FinhApp prioritises privacy, we do not have access to your messages. It is your responsibility to ensure the safety and security of your device and FinhApp account. In the event of losing your phone, please follow the steps outlined on our Support site to re-register for our Services. When you register with a new device, your old device will no longer receive messages.

No Access to Emergency Services

Please note that our Services do not provide access to emergency service providers such as the police, fire department, hospitals, or other public safety organisations. Ensure that you have alternative means of contacting emergency service providers through mobile, fixed-line telephones, or other appropriate services.

Third-party services

Our Services may offer access, usage, or interaction with third-party websites, apps, content, and other products and services. When utilising these third-party services, your use will be governed by their respective terms and privacy policies.

Users (Your) Rights

FinhApp acknowledges that it does not assert ownership over the information you provide for your FinhApp account or through our Services. You must possess the requisite rights to the information you submit, including the authority to grant the rights and licences specified in our Terms.

FinhApp (Our) Rights

All copyrights, trademarks, domains, logos, trade dress, trade secrets, patents, and other intellectual property rights related to our Services are the sole property of our company. You are prohibited from using our copyrights, trademarks (or any similar marks), domains, logos, trade dress, trade secrets, patents, or any other intellectual property rights unless you have obtained our explicit permission, and such usage must be in accordance with our provided Brand Guidelines. Additionally, the use of trademarks belonging to our affiliate companies is only permitted with their explicit permission, including as authorised in any published brand guidelines.

FinhApp’s right (licence) to you

FinhApp provides you with a limited, revocable, non-exclusive, and non-transferable licence to use our Services in accordance with the terms specified in these Terms of Service.


By using our Services, you acknowledge and accept the following disclaimers. 

We provide our Services on an “as is” basis, without any express or implied warranties. This includes warranties of merchantability, fitness for a particular purpose, title, non-infringement, and freedom from computer viruses or other harmful code. FinhApp does not guarantee the accuracy, completeness, or usefulness of any information provided. We cannot guarantee that our Services will always be operational, error-free, secure, or safe, or that they will function without disruptions, delays, or imperfections. We do not have control over how or when our users use our Services, and we are not responsible for their actions or the information (including content) they share. By using our Services, you release FinhApp, its affiliates, directors, officers, employees, partners, and agents from any claims and damages, known or unknown, arising from or in connection with any such claims you may have against third parties.


  • The Company’s warranties and liabilities are limited to those explicitly stated in the Terms and Conditions.
  • The Company can be held liable to the Customer only in cases of willful misconduct, serious misconduct, or failure to fulfil essential obligations, except in cases of force majeure.
  • If the Company is found liable, it is only responsible for direct damages and not for any indirect damages incurred by the Customer or other individuals involved in the execution of the Agreement.

Availability of Our Services

Please note that our Services may be interrupted for maintenance, upgrades, or due to network or equipment failures. We reserve the right to discontinue or modify our Services, including certain features and support for specific devices and platforms, at any time. The fees for our monthly subscription plans may be changed with a notice of 30 days. We reserve the right to notify you of these changes by posting them on the FinhApp.com website. We are not responsible to you or any third party for any modifications, price changes, suspensions, or discontinuations of the services we provide.

Termination of Terms

You have the right to end these Terms with FinhApp at any time by deleting FinhApp from your device and discontinuing the use of our Services. We reserve the right to modify, suspend, or terminate your access to or use of our Services at any time, for any reason. This may occur if you violate our Terms or pose harm, risk, or potential legal exposure to FinhApp. Certain provisions, including “Licences,” “Disclaimers,” “Limitation of Liability,” “Resolving Disputes,” “Availability and Ending These Terms,” and “General,” will survive the termination of your relationship with FinhApp.


FinhApp reserves the right to update the Terms periodically. Whenever we make updates, we will revise the “Last Modified” date associated with the updated Terms. By continuing to use our Services, you confirm your acceptance of the updated Terms, which replace any previous versions. It is your responsibility to comply with all relevant export control and trade sanctions laws. Our Terms constitute the entire agreement between you and FinhApp concerning our Services. If you do not agree with our Terms, you should discontinue using our Services.

If we fail to enforce any provision of the Terms, it does not waive our right to enforce that provision at a later time. In the event that any provision of the Terms is deemed unlawful, void, or unenforceable, that provision will be considered separate from the rest of the Terms and will not affect the validity or enforceability of the remaining provisions. Our Services are not intended for distribution or use in any country where such distribution or use would violate local laws or subject us to regulations in another country. We reserve the right to restrict or limit our Services in any country. If you have any specific questions regarding these Terms, please reach out to us at FinhApp.com.

Privacy Policy

FinhApp employs advanced security measures and utilises end-to-end encryption to deliver secure and private messaging to users globally. Our state-of-the-art encryption ensures that your messages remain completely confidential and can only be accessed by you and the recipients you choose. We prioritise your privacy and take extensive precautions to safeguard your communications from unauthorised access or viewing.

Information/Data that you Provide

Account Information

When you create a FinhApp account, you need to register a phone number. This phone number is used to provide you with our Services and to facilitate communication with other FinhApp users. You have the option to add additional information to your account, such as a profile name and picture. Please note that all this information is end-to-end encrypted, ensuring its privacy and security.


It’s important to understand that FinhApp does not have the ability to decrypt or access the content of your messages. Your messages are protected by end-to-end encryption, which means only you and the intended recipients can read or listen to them. In cases where a device is temporarily offline (e.g., due to a dead battery), FinhApp temporarily stores the encrypted messages on its servers for delivery once the device is back online. However, your message history is primarily stored on your own devices, ensuring your control over it.

Additional Technical Information

FinhApp’s servers store some technical information necessary for the functioning of the Services. This includes randomly generated authentication tokens, keys, push tokens, and other essential data required for establishing calls and transmitting messages. FinhApp strictly limits the storage of this technical information to the minimum necessary for the operation of the Services.


FinhApp provides an optional feature to discover which of your contacts from your address book are also FinhApp users. To protect your contacts’ privacy, the information from your device’s contacts may undergo cryptographic hashing before being transmitted to the server for determining which of your contacts are registered FinhApp users.

User Support

If you reach out to FinhApp User Support for assistance, any personal data you share with us is solely used for investigating and resolving the issue you’ve encountered. We keep your personal data strictly for support purposes and to communicate with you about your case.

Managing Your Information

You have control over your personal information through the FinhApp application’s settings. You can update your profile information and configure additional privacy features, such as enabling a fingerprint lock, to enhance the security of your account.

Information FinhApp May Share

Third Parties

FinhaApp collaborates with third-party service providers to deliver certain aspects of our Services. For instance, when you register for our Services, Third-Party Providers may send a verification code to your phone number. These providers are contractually obligated to adhere to their own Privacy Policies to protect the information they handle. If you utilise Third-Party Services like Google photos, Google drive or others in conjunction with our Services, your use of those services is governed by their respective Terms and Privacy Policies.

Sharing Data in Particular Situations

There are instances where FinhApp may need to share your data:

Compliance with Applicable Laws

We may disclose your information if required to meet applicable laws, regulations, legal processes, or enforceable governmental requests.

Enforcement of Terms

FinhApp may share your information if necessary to enforce our Terms, including investigating potential violations.

Fraud, Security, and Technical Issues

We may share your information to detect, prevent, or address fraud, security, or technical issues related to our Services.

Protection of Rights and Safety

FinhApp may disclose your information when necessary to protect the rights, property, or safety of FinhApp, our users, or the public, as required or permitted by law.

These data sharing practices are carried out in accordance with legal requirements and with the objective of safeguarding the rights and security of all parties involved.


FinhApp periodically updates its Privacy Policy to ensure that it remains current, accurate, and clear. By continuing to use our Services, you confirm your acceptance of any updated Privacy Policy.


In addition to the Privacy Policy, we strongly encourage you to read our Terms, which govern the overall terms and conditions of using our Services. The Terms work in conjunction with the Privacy Policy to outline the rights, responsibilities, and obligations of both FinhApp and its users.


To contact us, please email us at help@finhapp.com